Your health isn’t taken into account when setting your annuity rate. If you die in the early years of your pension annuity, unless you’ve chosen a dependant. In our scenario, we've looked at: To help you figure out how much you could get from an annuity, we've compared the current rates on offer. Hodge is a trading name of Julian Hodge Bank Limited which is registered in England and Wales (No. Hodge Lifetime Annuity Calculation Engine Hodge Lifetime “In 2010 Hodge Lifetime decided to enter the Annuity Market. Hodge Lifetime, PO Box 1017, Ipswich, IP1 0WT. But, buying a pension annuity is an important commitment, and we want to make sure you’re in good hands with us. The rise has been attributed to Hodge Lifetime wanting to become more competitive at the start of the New Year; however it will be welcomed by those thinking of purchasing an Annuity with their pension fund. This was 35.2 per cent higher than a conventional annuity. Just Retirement. The Guaranteed Pension Annuity is suitable for clients who: The Guaranteed Pension Annuity is not suitable for clients who: There are risks to your client, which are: This site is intended for professional intermediaries only and has not been approved for use with consumers. The company mission is to offer competitive annuity rates when possible as well as lifetime mortgage products with flexibility and competitive pricing. Lumpsum Lifetime Mortgage. In 2016, Hodge Lifetime’s annuities saw the company win the ‘Most Competitive Annuity Provider’ award at the Moneyfacts Investment Life & Pension Awards for the second year in a row. 1998 – 2001. In 2016, Hodge Lifetime’s annuities saw the company win the ‘Most Competitive Annuity Provider’ award at the Moneyfacts Investment Life & Pension Awards for the second year running. If, dies in the early years of the policy, unless they have chosen a, annuity and/or a guaranteed payment period they will get back much less than what they paid for their annuity, The income from the annuity will not go up, so inflation or any increases in income tax in future years will reduce the buying power of the annuit, nt(s) is not taken into account when setting the annuity rate. With competitive rates, it enables your clients to make the most of their money in retirement. Hodge Lifetime reviews can help you to find out more about this specialist mortgage lender. Hodge Lifetime Founded in 1965, retirement income and lending specialist Hodge Lifetime offers a range of retirement solutions, including annuities and equity release. Following the principles of enhanced annuity, ... Hodge Lifetime and more2life interest only lifetime mortgages is 55 years, with a minimum property valuation starting from £70,000. We know that property portfolios come in lots of shapes and sizes, and that's why we've tailored our criteria - so that we can work flexibly, depending on what landlords are working with. and looking to secure a higher level of income for your retirement, enhanced or impaired annuities, , so make sure you shop around to find the. This guide explains your options and shows you how to achieve that better deal. Education. Special Deals From Top Annuity Providers. Specialist Annuity provider Hodge Lifetime have been the first company of 2011 to announce an increase to their Annuity rates. If you are interested in taking out an annuity or want to find out more, call Online Money Advisor on 0808 189 0463 or make an enquiry here.We’ll then put you in touch with a pension annuity expert who can talk you through your options for free. A choice of monthly, quarterly, half yearly or yearly payment frequencies; in advance or in arrears, Guarantee payment periods of either 5 or 10 years, Option to add dependents income of either half, two thirds or full income levels, Have pension savings that they want to crystallise equal to at least £10,000 after deduction of any tax-free cash, Are a UK resident (excluding Channel Islands and Isle of Man) at time of making an application, Have less than £10,000 to invest after taking their tax-free cash, Require a guaranteed income from non-pension savings, Want to make regular or one-off contributions, Want to withdraw amounts from their pension pot as and when they choose, Want flexibility to change any of the options initially chosen, The policy has no cash in value at any time. Their main focus is on lifetime mortgages. To help you understand your options better, the Government’s Pension Wise website offers useful information on guaranteed income, while Money Advice Service offers an annuity comparison service to obtain quotes. If you don’t already have one, you can start your search using the www.unbiased.co.uk website. Check out our range of later life mortgages – solutions we’ve tailored specifically for older borrowers. This assistance usually takes one of the following forms: Its registered office is One Central Square, Cardiff, CF10 1FS. Annuity rates compared. 1993 – 1998. Equity Release Supermarket can today announce the launch of the new Hodge Lifetime Retirement Mortgage Plan. Hodge Lifetime Founded in 1965, retirement income and lending specialist Hodge Lifetime offers a range of retirement solutions, including annuities and equity release. 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